When you’re going abroad for whatever reason, there are a number of things you need to check before you’re ready to board the plane. You need to know where your passport is and if it’s up to date. You should also make sure that you have all the clothes you need, suntan lotion, games for the kids (if you’re travelling with your children) and, perhaps most importantly of all, money. If you’re travelling to another country, you’ll probably visit the nearest bureau de change to convert your currency, but what would happen if you ran out of money during your vacation?
Don’t get Caught out
Many travellers who fear not having enough money for the duration of their trip abroad find that having a credit card comes in handy, as many of them are accepted abroad. However, the issue of using credit cards in other countries is a tricky one to navigate, especially when it comes to additional charges made when used abroad. Some credit cards can be expensive to use abroad, and are a last resort for most people, which is why it’s important to get the best possible deal in order to avoid any nasty surprises when your next bill comes in the post.
Compare and Shop around
It pays to shop around for the best deal, as just choosing a credit card provider at random could hit you in the pocket. If, for example, you’ve run out of money on holiday with one day to go, and need to buy food for you and your family, you’ll need to use it, but find that you’ve been charged interest of around 20%, it could put a serious dent in your personal finances. However, a visit to Totally Money Credit Cards could help you avoid that nightmare scenario.
Avoid Hidden Charges
Some credit card companies will charge you more for using your car abroad, but with the help of a comparison site, you can find a deal which is right for you. In doing so, you won’t have to worry as much about having to use your card when you’re running low on funds. As you would do in any other situation, you should do all you can to get the best possible deal.
One of the main reasons people go on holiday abroad is to get away from any problems at home. Not having to return to find you’ve been charged over the odds for using your credit card will surely put your mind at rest, meaning you’re free to enjoy your break.
About the author:
Arianna Scholl is a London-based financial advisor. She specialises in travelling and the costs associated with going on holiday such as credit card costs and prices for holiday packages and travel insurance.