Three Benefits Of Prepaid Debit Cards

Do you find that carrying cash around is inconvenient? Maybe you don’t have a bank account and/or can’t get one for some reason, but don’t want to keep a large amount of cash with you all the time.

If either (or both) of these scenarios sounds familiar to you, prepaid debit cards can be a good solution.

Are you new to the world of debit payment methods? Here are three benefits to using them.

1) You Can Use Them for More Than Just Buying Necessities


One great thing about this payment method is that it is extremely versatile.

You can use plastic for expected things like shopping for food or personal care items, but these cards are good for much more than that, too.

Paying bills has never been easier than when you have payment methods that don’t involve cash. You can pay most of your bills online or over the phone quickly and easily with this method. Online bill pay via debit means that your payment is instant and you can complete the transaction at any time of the day or night.

Most importantly, perhaps, you also have the ability to use these items to transfer money to your loved ones abroad.


2) You Can Refill Them in Different Ways


Another benefit of this payment method is that it’s also very simple to refill your card when you need to.

If you have a job that offers direct deposit, you don’t have to have a bank account in order to keep your paychecks safe. Simply transfer them over to plastic.

Likewise, if you do have a bank account but want to save some money and put a portion of it aside for spending, having a card like this makes it straightforward.

Of course, some of us don’t have jobs with direct deposit or a bank account. In this case, cash can be used to recharge your Visa.


3) There Are Several Locations for Transferring Money Overseas


One of the best things about many of these payment methods is that they can also be used to send money overseas.

There are several convenient locations where you can add cash to your card to send to family members abroad, including Walmart, CVS, Rite Aid, Safeway, Circle K and others.


Go online now to learn more about how to sign up for a prepaid card that allows you to buy the things you need and send money home to loved ones.

Amanda highly enjoys writing about finance. If you’d like more information regarding prepaid debit cards, please visit